Refinancing car loan at CU?

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I needed a new car, about 1.5 years ago I purchased a 2012 Jeep Patriot with a credit score of about 560. 6 years at 270 a month. At this time I still owe about 9k on the loan and the vehicle is worth 5k. I now have a credit score of 720. What are my best options? I’d like to get a new car in a year or so but can’t make triple payments as some other threads have suggested. Would trading up to a newer car be worth it? How would refinancing my loan at a CU (that I am not a member of) affect my current credit. Thanks!

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King_Krouton

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Posted: 5 years ago
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