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Is a secured credit card a good tool to rebuild shot credit?
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Background. Let my debt spiral out of control and capped it off with a few months of missed/late payments. Now budgeting properly and not accruing additional debt.
My current credit score is 610. Should I consider opening a secured credit card to improve my score? Or is the only way to wait and continue making on time credit and car payments?
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- 5 years ago
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