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Help with 401k
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My company offers 4% matching when you contribute at least 5% I currenlty do 10% and my wife would like to reduce it but I don't want to be one of those old people that complains due to being 'on a fixed income' what do you think?

Also My company doesn't give advice as to how to allocate the investment mix, can anyone give me some pointers? Here is a screenshot of what I have available.

https://imgur.com/a/ZJmPaYX

My current selection was basically at random since i have no clue what i'm doing, and my return is in the negatives thank you for any help you can give.

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Posted
6 years ago