Wife bought something on payment plan and now getting a collection notice because the card was stole...

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Wife bought something on payment plan and now getting a collection notice because the card was stolen

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Debt

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So, my wife doesn't have a SSN of her own (immigrant issues). She signed up for Smile Direct Club with my credit card on a monthly payment plan. After about 6 months, my card number was stolen and I got a new card with a new number. Unfortunately, I didn't remember to contact Smile Direct to update the card number (honestly I forgot about it).

Fast forward to a couple of days ago and she got a collection notice for $1470 from a collection agency. I don't have this kind of money with me in one go. What's the best way forward? I don't want to be a dick, but I don't want to have to pay it all off in one go.

She (nor I) got any mail before this stating that the card was declined.

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Profile updated: 4 days ago

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thesinnerthesaint

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r/personalfinance

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Posted: 6 years ago
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External URL: reddit.com/r/personalfin...