Hey guys, first time posting here. I have some questions on general rules for an emergency fund. I realize there may not be a go-to answer since each person’s situation is different but I wanted to know what your rules are for contributing to an emergency fund. I take home $1800 a month net. I currently owe $23,000 on a car I bought last year; payment is $430 but I’m paying $800 a month and the car should be payed off in about 2 years (Plan on using tax return and fiscal year bonus to pay it off). I have $35,000 in student loans, right now I’m in IDR but once the car is paid off I will be paying the full amount on the standard 10 year payment plan. I have a credit card but no debt on it and I contribute 10% to my company’s Roth 401K (They match 10%) I currently put ~$200 a month into my emergency fund and as of now I have $4500 saved. Hoping to buy a house in the next couple of years. Any suggestions?