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Hello all, I was hoping to get some advice on my IRA's. 28YO, 100K income. I have heard ROTH IRA to be better, because you dont have to pay taxes on withdrawls, however, would it not make more sense for me to take a break on taxes at this point, since I am a high income earner, I plan to live on MUCH less in retirement. around 30K/year. I am not sure if my income will get much higher than this through my working life, 150K max I imagine. any advice helps, thanks! (need the same advice for my 401K too roth vs. traditional)
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