So I asked for some advice a little while ago (linked at the bottom) about how to support my partner when she quit her job to focus on creative projects, and I thought I'd discuss what we decided following your advice and the advice of others (principally her parents, who have some experience of this situation).

If anyone spots other improvements we can make I'll be happy to hear it!

Her living expenses: I'll be sending her £200 per month, on the condition that she is not accountable to me on how she spends it, this is to preserve a feeling of independence, and allow her to feel like she has her own money. She will be cutting all unnecessary subscriptions, accounts, memberships etc.

Her pension: She has agreed that she will pay her state pension (NI) for the rest of the tax year to April at around £14 per week, and from that point will register self-employed on the expectation that she will earn a - potentially very - small amount of money from creative activities over the year. Self employed NI is a lot lower if your income is small. This will protect her long-term future.

Her savings: I'll be giving her a further £200 per month which she has agreed to pour into her Help-to-Buy ISA. We don't want to stop this savings stream and the benefits associated with it. As I own the house at present I cannot start one of my own but if we move in the future it will be a considerable boost.

Our living expenses: I'm cutting a lot of the fat from my own living expenses - and about time too - and we'll re-scope the holiday planned this year into something more affordable

After all this my disposable income will drop to around £300-400 a month, which is still very much liveable.

The previous post: https://www.reddit.com/r/personalfinance/comments/7on82z/how_to_support_my_partner_financially_after_she/?ref=share&ref_source=link