I am a cryptocurrency enthusiast. I have seen the ups, I have seen the downs. The returns on cryptos are INSANE. The pullbacks of cryptos are scary. This is very reminiscent of the Dot Com Bubble.

Cryptocurrency is a gamble.

A few fellow colleagues and I are looking to enter the world with strong, secure financial standings. Some of us are working with a few hundred, some of them are working with several thousands. We have been looking at:

•Precious Metals (Gold, Silver) •TIPS •Commodities (Agricultural, Non-Precious metals, Oil, Coal)

We have not mentioned stocks or bonds because the market seems to be approaching something quite ominous. Almost all of our professors have mentioned the coming of a financial crisis (within 10 years) and that this is the beginning. Goldman Sach’s just stated “There is an 88% chance we're heading into a bear market”. Living in the US, our economic standings and the worlds economic standings are quite shaky for the next 10 years.

How should we go about tackling this situation? For my colleagues with hundreds of dollars as well as several thousands?