Hello Everyone, I am starting the process of credit. I was always apprehensive of it but it is a start. I started the process of looking for credit cards back in 2013(yes for three years). I never really liked Discover or secured cards, but reviewing all the comparable cards, Discover seemed like the winner. Am I making a good decision by choosing this card for my first? Should I go with my second choice, Capital One?

Note: I have Credit Karma and it said that my Vantage Score was 695 but I checked with Experian for my FICO score and it says that I don't have one. I know that they are very both different but I researched that the Vantage Score is becoming popular to creditors. Does it matter?