Effects of buying a car on credit score (Discover FICO)

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Just thought other's might be interested to see the effects of purchasing a car (~$20k) has on FICO score over time with added bonus of getting a new job thrown in. Imgur

I'm pretty sure the fluctuations are mostly balances on a 0% interest card I have been using as a free loan for the past 18 months. (0% ends this month and YES I am paying it off in full before then). I think the reason my score shot up after job might be because I got a work Credit Card that I use for expenses. As soon as I started travelling, it's usually got a sizable balance on it.

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caltheon

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Posted: 8 years ago
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