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I’m having a hard time figuring out which option (if there is one) would be better.
When I turn 50 in April of 2027 part of my retirement package is a FERS supplement that amounts to $20k a year until age 62.
If my employer forces me out on disability I lose this supplement however at age 62 my retirement is then recalculated.
Full retirement at age 50 is $98k with the supplement.
Disability before age 62 is $78k but after the recalculation becomes $106k.
So financially, if there’s an option, which is better?
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