New to this page and hoping to get some advice on getting out of debt and also saving for a condo/house. I am currently making 81k, approximately $4,700 per month takeaway. I have about 55k in debt and trying to continue hacking away at that while also planning to be in a financial position to buy a condo or house in the next 3 years.

What can I do to pay off this credit card debt faster? I’ve been focusing on the DISCOVER because it has the highest interest rate before working on the VISA. I’ve been really cutting down on spending, quit smoking weed and the horrible eating out/food delivery habit that has played a huge part in getting me to this point. I’ve been putting as much as I can towards the CC debt but wondering if there’s a smarter way to do this. What would you do if you were me?

Discover - 4k - 28% APR

VISA credit union- 19k - 17.2% APR

AUTO - 19k - 7.7% APR

Student Loan - 10k (parents are paying this)

Credit score - 715 Transunion 760 FICO score

Savings - 400

Investments - 200

403B - 22k

Rent - 1,300