my credit pays 2% unlimited, and lets say i have a maximum of $20,000 in credit. so this is $400.

i have a freelance (sole trader) business and pay sub-contractors and myself. if i use this card, and pay out $20,000 to them, then the card will give me $400?

of course then i will pay the $20,000 balance through my business account so the balance is $0. i prefer the client's pay me and then i pay off the balance rather than them paying a credit card because then i can track all things.

but can i use stripe or something to make a request of the $20k payment or something?

an extra $400 a month would pay off groceries so i was looking into this seriously.