Hey all, first post here, bear with me.

I, 25M, am looking to buy my first home in the next 3-6 months and looking for some advice and critique on my plan. For a quick breakdown, I have ~100k in savings, 10k in investments in my rrsp (essentially 401k, and yes I know I should be contributing more to this,) and 5k in self directed investments in a TFSA (essentially Roth IRA.) I do not plan on using my investments for the purchase, just some baseline info.

My plan as it stands is to use my savings for a 20% down payment on the home which will be about $85,000 and have the house paid off in hopefully 10-15 years. My only worry is that I'd be better off to pay a smaller down payment, absorb the fees associated, and put more money into my previously mentioned accounts to get the interest snowball rolling faster. Thoughts?

Any advice, help, or shaming of my financial ignorance is greatly appreciated!!