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I'm a 25 year old male, just started working 2 jobs: movie theater job, $16.28/hr. The other is a gas station graveyard shift $16.50/hr. I will be getting anywhere from 60-90 hrs per week. My rent is $1200/mo. I take the bus, or walk/bike when possible. Everything I don't spend goes to paying debts, etc. Nothing in savings. I am behind on rent and I still owe taxes $2000 in taxes for 2023.
I have worked 2 jobs before and I know the feeling of working every day. I have no commitments outside of work (no kids, family, friends, etc), and I want to focus on getting my finances together. I am not productive in my free time. My mental health is not great. I realize taking on extra work will definitely make my mental health worse but maybe itโs time to sacrifice myself to get back on the right track.
Edit: Adding More Details
Budget: - Rent: $1200/mo, I donโt pay utilities. - Transportation: ~$100/mo - Groceries: (currently) Less than $100/mo. This will most likely increase when I start 2nd job.
Debts: - Back rent: $3000 to pay 1 month in advance - ~$500 to validate drivers license. Invalid due to an unpaid ticket.
Living situation: I live alone. I like my apartment; I do not enjoy having roommates.
Goals: - Short-term: Pay off all debts, get a car, get ahead on rent, and save some money. - Long-term: Relocate. Work 1 high paying job. Someday, I may want to have a girlfriend and start a family, but that is not my plan right now.
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- 6 months ago
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