Current lease is coming to an end so need to look at getting another car. I make 50k a year. Mortgage on my house split with my partner. After all my bills and expenses are paid I have over 1500 left a month. I am looking at taking a 20k loan to purchase a car for 25k. Monthly payments are 387 a month for 5 years. I currently pay 285 for my lease. What do you all think? Is 387 out of my 1500 a month spare cash too much for a car payment? Also I’ve never taken out a loan and 20k makes me a little worried. Financially I am secure. No debt and not missing any payments. My thought right now is it’s only 100 more than I currently pay for my lease and I will own the car in 5 years and it then can sell to get some cash back. Any advice appreciated :)