About a decade ago, I(31) opened a Roth IRA at Wells Fargo. I put 5700 in it, and then life has not really allowed me to add more. It's really just a savings account though. It's accrued like $8 of interest this year...

I've heard good things about other institution's Roth IRAs having a real return, like Vanguard or Schwab?, and I'll be in a position to hopefully max out my contributions going forward.

What the process? Can I just rollover the money on my WF one? Doninopen a new one and start from scratch?

EDIT: I'm self employed, running a small farming operation, and am hoping to have 100k left this year after living expenses, although the business needs a new shop/warehouse, so perhaps half of that will go to a down payment, leaving me with 50k or so. I also have only like 3k in savings, so I really need to replenish that.