So I’m looking for advice because recently my grand mother just passed away and I’m inheriting a portion of her IRA. Let me explain abit about my self and my financial situation. I’m a 28 year old single male who lives in Los Angeles California. I’m currently employed i makes ~60k p/y post taxes. My rent is 960 and after utilities it comes out to ~1100 a month. Currently I have no college debt and I have 2500$ in credit card debt and about 1500 in savings right now. I have a vanguard account that I started this year and put 150$ in every two weeks and that’s sitting at about 2000$ currently. I spend about 1000 on food every month and I go out fairly regularly which is probably another 3-400 a month. I own my car and spend 200$ on gas and 78$ a month on car insurance. I have a gym membership that is 30$ a month. I have no streaming memberships because I use my family’s accounts. I travel once a year and I go to 3-5 music festivals a year. This pretty much sums up my spending habits. As for the inheritance the account is a Normal IRA not a Roth IRA the sum is ~90k, I will also be inheriting her 2009 Honda accord. So I’ll likely sell my 97 Honda civic. I currently live with room mates and would like to have my own place by the end of the year and my parents in law are currently building one that they said they would rent to me for 1400$ including utilities. Looking for any advice on liquidation or maintaining the account.