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Looking to take out a loan to consolidate credit card debt. Where to start?
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The interest rates on our credit cards are higher than if we were to take out a loan and pay the cards down. I’ve never done anything like this before. What’s a good interest rate considered currently? Should we go through our credit union rather than finding a place online? Are there places that anyone recommends? Are there things we should look out for?
Our credit score is around 720 and we’re looking to take out about 20k. We’re kind of lost when it comes to this type of thing.
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