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Question regarding CC utilization
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Here is some context of my situation, I currently have about $4k debt on one credit card (my limit is $5k). I was wondering if I keep using it for basic purchases such as gas and such, then immediately pay for that transaction, would it effect my credit score in a negative manner? I am also paying more than the minimum monthly payment. I am only doing this for the daily cash back.
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- 1 year ago
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