Update: I don’t care at all about tracking spending or categorizing it. I literally won’t use it. I’ll enter the bulk amount of purchases per month and that’s it. What I want is to seean ongoing line graph or bar chart of principal balances as they update over time.

I’m app / software hunting. I have “out of sight, out of mind” brain and want a good visual representation (ongoing charting or graph?) to both help my brain quantify the challenge of paying down debt and to help see successes when they are apparent. Please help me find the best fit for these parameters:

• I have many credit cards (ie - Capital One, Apple Card, Synchrony/Bread) and a few personal loans (credit unions) that I wish to track.
• I waste too much time updating them all in an excel spreadsheet.
• I need the app to pull updated data from the lender’s websites automatically, or at least as many of them as possible. -Data I care about seeing when I use the app includes: total balance of all principal balances on debt, total amount paid in each month in interest, upcoming due dates and amounts due.
  -Bonus points if the app also allows making payments directly within the app.
  -Bonus points if the app also keeps an updated principal / available credit running balance throughout the month, rather than only when statements are available. -I don’t care about tracking investments. -I do care about regularly seeing visual representations of debt so I can best manage it. -Must be desktop (Apple iOS) accessible. Bonus points if its cloud based or other so I can access it from my phone on the go.
  -Cost of $0 to $60 per year preferred.

What do you recommend?