I am looking at options for what I can do to stop debt from piling up while I start my new job, I'm currently in training for a commission only job but bills and rent have piled up while I was searching. I am thinking of filing Chapter 13 because I want to be able to still have good credit relatively soon, but because of the nature of a commission only job I am also considering Chapter 7 as I don't want to create a different debt I am unable to pay. I was curious on if with good money management and smart credit decisions if I were to file bankruptcy would it negatively impact me for as long if I am responsible? Example, if I filed bankruptcy now and in for the next 3 years I never miss any payments on loans/CCS and don't have any bills sent to collections would the bankruptcy still have an effect as large to where I want to perhaps buy a home? (Assuming finances are in good standing with appropriate down-payments and such)

Edit: I am looking for another job on top of the commission one, unfortunately it was my only offer after a few months of drought, though recently I've been getting a few more calls unfortunately outside of my area as I can only take the bus to where I need to get.