CPU: AMD Ryzen 7 5700X

Motherboard: ASUS AM4 TUF Gaming X570-Plus (Wi-Fi)

GPU: NVIDIA GeForce RTX 3060 12GB

RAM: Corsair-Vengeance RGB Pro 32GB

5TB Storage, all SSD, 3 monitor set up

A month or so ago, I updated my mobo's BIOS for the first time since I got it last year as it began to crash from being out of date. I was monitoring the temp of it and it was reaching somewhere around 100°C! Obviously, it began to crash every time I booted. Did some research, updated BIOS, everything worked amazing! I still have Core Temp pulled up to monitor it and make sure it doesn't reach/exceed its' Tj Max (95°). So far, I've not seen it exceed 86, and even then it only gets close to that when a game is typically launching or shutting down, and I've got something streaming on one monitor, and several widgets/apps monitoring temps on the other.

Today, I felt like my fans were still running too loudly and I had already disassembled it/cleaned it, so I started playing around with things, and saw something recommend changing the DRAM settings in BIOS to D.O.C.P. I did as such, and then my rig would not POST, and would boot to safe mode every time. Changed all settings back to what I had it to previously. It still boots fine, but I just ran the same tests, and it peaked at 91°C. Obviously, an increase like that is concerning. When the game had loaded (Black Ops 6), and a movie was playing, it was hovering at around 80.

My question is, how concerned should I be? Will there only be further increases in temperatures since I messed with the BIOS? What other troubleshooting / fixes are there? TIA