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(I don't sell Tradelines or CC Logs. I will never DM you. Anyone DMing you will scam you.)
Ight now I'm gonna teach you how to open up a bank and start building credit.
Yesterday we went over Trimerging.
Before you try anything on this step make you sit on your CPN and let history build up.
To start building credit we need to open up a bank account.
(Or you can do the phone method I’m going over later).
I recommend Chime bank because we can get a primary directly after.
—
Ight I’m gonna teach you how to get a Primary for your CPN.
Primaries are credit accounts that are fully in your CPNs name.
These don’t fall off like other Tradelines.
They hold more weight then other Tradelines.
And without any Primaries you won’t be able to get approved for anything.
So today I’m gonna be walking you through my method for getting primary easy and fast.
—
We’re gonna get the Chime Credit Builder Card.
The reason I chose this one is because I found a method for getting instantly approved.
And because it’s easy to open a Chime Bank account with your CPN, fresh off a Trimerge.
So before you start make sure you open one up.
After that download the app Exodus.
And load $200 - 500 BTC onto the app.
Don’t worry you’ll get it right back.
When it’s on there go to Buy & Sell and enable withdrawal.
You won’t need to use a ID or wait for verification to do this.
Instead it should let you link your Chime bank using Plaid.
After you do that, sell the BTC in your account.
Enabling your Chime Credit Builder Card.
They automatically ship the card to the address on file.
When it comes activate it and your set.
Once you have a primary on your account your ready to apply for your first High Balance CC.
—
What are Tradelines?
Accounts like credit cards, loans, etc.
These are usually someone else’s account called the primary account holder.
The primary account holder adds you to the account, making you a authorized user.
As a authorized user you don’t actually have access to the account.
But the Tradeline reports the account’s payment history and credit limit on your credit score.
This boosts your score temporarily.
Allowing you to qualify for new credit cards, car loans, personal loans, and business loans.
How long do Tradelines last?
Tradelines usually last for around 60 days.
After they fall off your CPN.
But any new credit cards, loans, etc you get approved for should boost your score more then the Tradeline ever did.
The Tradelines just gets you there.
How much do Tradelines boost your score?
The amount a Tradeline boosts your credit score depends on multiple things.
Including the age of the Tradeline, the credit limit, and the payment history.
On average most Tradelines boost score by around 35-120 points.
But stacking multiple Tradelines on a CPN gives diminishing value.
__
Where can you get Tradelines?
The first way is using CC logs.
You can give your CPNs tradelines using credit card logins for Discover, Chase, Barclays, etc.
Depending on the Credit Line of the card, it can boost your credit 35-120 points.
The credit boost is temporary but should last you long enough for you to get a primary with a credit line.
But doing this with a CC log isn’t simple so I’m gonna show you my method.
First login to the log. If you have Socks5 use it but Discover logs are low security.
Socks5 will allow you to log in multiple times.
Go to Card Services and then Authorized Users.
Select Add Authorized Users.
Fill in CPN info.
It's better to send to the Card Holders Address to avoid verification.
Unless you know how to do Reroutes.
After that your tradeline should be ready to go.
Check on Credit Karma to confirm.
__
Part 3: https://www.reddit.com/r/paidtogether3/comments/189gsqq/how_to_build_cpns_part_3/
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