I'm a 25 y/o female who works full time and am getting my degree through long-distance education. I'm in quite a bit of credit card debt, due to living on my own in an expensive city and not making livable wage. I can afford my monthly bills and rent, but have no money to spare after putting as much money towards my debt as possible.

My parents keep bringing up the fact that I could move back home if needed. But I've been living on my own since I graduated high school, and have grown quite comfortable living by myself. I'm highly introverted, so I need a bunch of alone time to recharge after work. It's just my parents and my 7 y/o brother there.

There's also an issue with my grandparents who are old fashioned in believing that an unmarried student shouldn't be living by themselves.

Do I do it? I feel like I'd be taking advantage of their goodwill and proving my grandparents right at the same time.