I'm currently 64 Year sold, been on SSDI now for three years. Being under 65, I'm currently on a Zero premium Advantage plan with Extra Help. I'm losing the extra help by the end of the year, so I assume my expenses are about to skyrocket.

I'm looking at switching to Medigap when I hit 65. I have several medical issues, and realize this is the only chance I will ever get to switch, but the monthy cost is scaring me.

It looks like a plan-G policy will cost me about $200/mo, but I'm lost as to how to select a plan. With Advantage there was a list of plans and what they covered. I'm not finding the same for MediGap... just company names and prices.

However it's not the Dr visits that worry me, at least for now. I take several rather expensive brand name meds for which there are no generics available. Part-D is scaring the hell out of me. I blast right thru the Donut hole and hit Catistrophic coverage in January, after my first full set of refills. Even at 5%, I suspect my costs are going to be huge.

How do I compare and select the proper Medigap and Part-D plans?

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