Last week my car broke down while we were out of state. I am from Michigan and we broke down in Arkansas. Towed it to the dealer (only option) and the fix was over $1k, which was not really worth putting in to that car. Well I had a lien on it for $4k. So they offered to put $3k on a credit card and $1k on my loan. They told me the card would have an interest rate in the teens after 6 months of no interest and the car payment would be 265. Well I went to sign and the payment would actually be 328(had to get a shorter term loan), which was still doable so I agreed. I got the paperwork for the card today and the interest rate is actually almost 30%. They also told me the lien was at a 33% interest, and I was able to look at the paper work when I got home and it actually was 8%.

I was told my payments for both would be around 300 originally, but now with the car payment over 300 alone, it's going to be way over budget.

Is there anything that I can do? They outright lied about the interest rates and now it's at a payment I'm worried about being able to afford. I haven't tried to contact them yet, I'm not even sure it's going to be worth the trouble, but I am feeling very screwed right now.