I know I screwed up big time. Please I’ve been beating my self up for the last 24 hours. Yesterday I was turning left and the oncoming car was in the oncoming right turn lane with his turn signal to go right. That lane is a straight and right lane. So I thought since his signal was on I could creep up the intersection and turn left after he turns right. Instead he sped up and went straight and I hit his front right side. His airbag was deployed. Both of our cars might be totaled.

I don’t have insurance and I’ve been researching how screwed I am. The other party’s car has a Kelly blue book value of $5,300 and he wasn’t injured. Besides the “my neck hurts” when asked by the cop. I’m so freaking scared as to what’s going to happen. I have to email the cop and tell them I’m uninsured unfortunately. I thought I had paid for 12 month term but apparently it was a 6 and it lapsed. Since I had a new number they couldn’t reach out to me to let me know.

I’m so damn scared. This has flipped my life upside down. I know I screwed up I just am wondering if anyone knows how this might play out. If I’m found at fault (which is likely due to “failure to yield” even those the two cops were disagreeing as to who was at fault. The primary cop had final say) I hope its just car damages and I can make a payment plan with his insurance:(