Long story short, water heater on the 3rd floor of the town home I'm renting had the bottom crack causing serious water damage to 1 of 3 bathrooms, livingroom, and garage(ceiling). Happened on Tuesday morning. And imo this was out of my control and responsibilities, the gas water heater was 20 years old.

Landlord was notified immediately; it was the morning and my wife was home, she heard water coming down from the 2nd floor ceiling and notified the landlord. Based on the timing from when I left home and everything was fine to when I returned and the landlord was already there, couldn't have been more than 30-40 minutes

The landlord has responded quickly, contractors were in same day to start cleanup assessment and have been working full days each day since doing cleanup. On this front, no complaints, things are happening and moving forward fast. But it will still probably take a while. No changing that, shit needs to dry.

But unit is uninhibitable at the moment, there are massive fans everywhere and all the un-damaged space is currently storing furniture and stuff from the damaged areas.

I know in Oregon the landlord is responsible for giving us housing in such situations (like paying for a hotel), but I have questions about some other aspects of who it goes to between I, my landlord, and my renters insurance (I initially thought renters insurance would be paying for the hotel, but my reading is that's not the case for this in Oregon, it's on the landlord).

The cleaning crew need to make more room than we have spare space to store other things of ours (furniture and such). They want to put it into a storage unit to make room for them to tear things further. Who pays for that? The cleaning company wanted my renters insurance for that but I'm trying to find anything specific in regards to the law with the storage of my stuff in such a disaster situation. I feel like that also ought to be landlord (but feels aren't law).

What about personal belongings damaged? Luckily it was not much, but I can't find anything in regards to who pays.

Or other expenses like having to eat out cause we can't really use the kitchen?

And I read about pro-rated rent in such situations. Does having a hotel paid play into that? What about when we move back in but the repairs are not done? Do I just figure out the portion of square footage that's unusable and adjust the rent as such?

Disaster porn and art therapy tax

https://imgur.com/a/5MlwGYY