Just started with an employer that has, in my opinion a good investment package. They contribute 2% into 401k and will match and additional 6%. I put 6% for them to match so a total of 14% of salary into 401k. I changed contributions from the company SP fund that holds more foreign stock and securities to the SP 500 index PL CL E that mimics the S&P.

Additionally, the ESPP allows me to purchase company stock at a  discount on stock that has averaged 10%-20% growth over the past 10 years. I put 7% but can put .

These both seem like no brainers to me, but if anyone has comments or opinions I would love to hear them.

I don't have much more to invest right now, just had a baby and working on getting out of debt. Are there any low cost investments worth taking a risk on to hold for the next 10-20 years. $50-$100 at a time.

I am very new to this so any advice is appreciated!