I want to apologize in advance if this is the wrong place to be asking this question, and if the anybody can point me to a better location, I'd really appreciate it! I'm currently in my junior year of undergraduate education, and have accrued around 16k in student loans. I work around 30 hours a week along with going to classes, and have such managed to save a small sum of money, which I do not know what to do with due to my limited financial education. I am contemplating between paying off as much of my unsubsidized loans, which have an APR of 4.99% to 5.50%, as any debt has always made me nervous, or instead place that money into index funds such as VTI or some other form of an investment. Any advice on what would be the best course of action is appreciated!