Looking for advice moving out of a certain fund towards a three/four-fund portfolio.

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I have the following portfolio:

FUSVX (S&P 500 index fund) 51.2%
FSEVX (U.S. extended market index fund) 24.4%
FSITX (U.S. bonds index fund) 6.1%
TPINX (Templeton Global Bond fund) 18.2%

I'm thinking about selling TPINX and buying FSGDX (Global ex. US index fund) to start working toward a 60/40 split between U.S. and international stocks (this will get me a 80/20 split).

Buying TPINX way back (I haven't bought any more in many years) was probably a dumb idea, but it had a 4% front-ended load, so it really hurts to sell it. It has a 0.9% ER and it's been pretty weak lately.

Does this seem like a good idea? Is there anything I should be aware of? Taxes, timing, etc.

TPINX: https://fundresearch.fidelity.com/mutual-funds/summary/880208103

FSGDX: https://fundresearch.fidelity.com/mutual-funds/summary/316146141

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Posted: 9 years ago
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