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Should I change my investment mix?
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I currently have about $35k in an HYSA @4.1% About 21k in investments, about $7k of which is ETFs, rest are crypto($5k) and individual stocks. Some like META, JPM, APPL etc and some terrible penny stock picks.

I think I should restart investing in VTI, but probably wait a couple months for market correction?

Also, I have about $282k mortgage, should I instead dump my savings towards my mortgage ? I do have some money set aside in checkings in the meantime

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3 months ago