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Is there really a best way to diversify?
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I got 5k to invest into stock and ETFs per month. Currently i got SCHD, VHT, and XAR. Iā€™m looking to look at technology ETFs like XLK and IYW, but then ETFs like SPY/QQQ/VOO all have the top tech companies vs XLK Technology ETF. Would it make sense to buy XLK shares or SPY/VOO/or QQQ?

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9 months ago