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Suggestions for Short-Term Investing
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I have been consistently saving 1k to 1.5k per month to eventually use as a down payment to buy an apartment/home in 2 to 3 years when mortgage rates may be more reasonable. I have around 30k saved up with 6k of it in a HYSA yielding 4.25% and the rest in SGOV to get a better yield.
I have some risk tolerance and am looking at other options, but still want to stick to dividend income here. Would something like JEPQ or JEPI be a better strategy or is it too risky? Open to any and all suggestions.
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- 1 year ago
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