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Considering Infinite banking
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I'm having a hard time understanding it fully but still reading books on it.

I'm on the verge of making about 200k through my corporation annually and a financial advisor suggested this to me.

My questions are:

  1. How do I take the entire money out in the end when I just want to retire and is this tax free or do I just burrow against it and then leave it for when I pass away and then it gets taken off?
  2. When I pass away, the cash value goes to the insurance company and the benefit coverage to my family. Doesn't this make it not worth it?
  3. How is burrowing against it interest free when using banks? don't they always charge interest?

Any other things I am missing? How is this better than a tax free savings account? I guess the main benefit is for investing and getting compound interest on the cash value which is great but not for things like using the money for vacations?

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1 year ago