What happens to out of pocket max if plan changes?

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Question - Insurance

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I had a baby in May which gave us a qualifying event. When we updated insurance we also changed our plan to a higher deductible. I'll clarify that both of the insurance plans were through the same employer and insurance company.

My question is what happened to the amount paid towards the deductible/out of pocket max if the plan changes? Prior to May we had paid roughly $3,000 towards the family OOPM of $6,000. When the plan changed to a family OOPM of $7,500 do I lose that $3k or does it transfer over to the new plan?

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Arosland3

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Posted: 2 years ago
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