Coming soon - Get a detailed view of why an account is flagged as spam!
view details

This post has been de-listed

It is no longer included in search results and normal feeds (front page, hot posts, subreddit posts, etc). It remains visible only via the author's post history.

4
Do i need a financial advisor?
Post Flair (click to view more posts with a particular flair)
Post Body

I'm 59, will be working till at least 67, love my job. I have 600k in super, 100k in savings and debt free. I'm mortgage free atm but may end up with a 100-200k mortgage when i next move.

My super been doing great, balanced indexed 12 percent last year and is historically well above average. (Edit: i Salary Sacrifice so that i got max contributions every year, so 30K this year and whatever next and future years will be, I'll be making sure I'm topped up to max)

Should i try for higher growth with super?

And what do i do with my savings which i plan on adding to by 30-40k per year? ETFs over term deposit?

A Fin Adv i spoke to a couple of years back reckons he can get better results from his higher risk/returns strategies than i currently get. At my point in life, should i risk this, otherwise what should i do? Bit clueless here..

Author
Account Strength
50%
Account Age
1 year
Verified Email
Yes
Verified Flair
No
Total Karma
989
Link Karma
1
Comment Karma
988
Profile updated: 6 days ago
Posts updated: 1 month ago

Subreddit

Post Details

We try to extract some basic information from the post title. This is not always successful or accurate, please use your best judgement and compare these values to the post title and body for confirmation.
Posted
2 months ago