Me & my boyfriend are EU nationals living in north europe making good money, We have an opportunity to move to the US and we don't know if it's a good move.

Financial Profile: Tech job 100k gross and another 100k in RSUs 150k ETFs. Saves 60k annually

Partner: Doctor, 80k gross 100k property, 50k cash Saves 20k annually

My US offer: HCOL state, 450k (250 base 150 RSUs) Healthcare plan: United with 3500 out of pocket One Medical.

2 major problems: 1- Partner can't work in medecine in the US right away, we agreed if we do move to the US, he needs to work part-time for a year here and study for the license and then start over as a resident in the US for 4 years with around 100k salary and after that it can get to 550 650k. Of course the mental load of starting over is not going to be easy.

2- I have a stable-ish chronic disease, I need quarterly check ups and daily medecine that costs around 150 dollars a month. Now I pay 0 in Europe for healthcare.

Another alternative we have been considering: Moving with same company to a neighboring EU country that has an attractive expat scheme which may allow me to save 100k a year. He can work with his license with more or less the same salary.

Considering that in 4-5 years our combined gross income can easily reach a million, the US looks really attractive for early retirement. However the scammy healthcare plans and the lack of vacation worries us a lot. Currently we take 6-7 weeks off each year and travel all around europe. We have access to affordable fresh healthy food and we have time to do sports 4 days a week. I work 4-6 hours a day max, I don't think in the US that would pass.

At the same time we are afraid we might regret not taking the chance.

Extra: any details about that United insurance would be appreciated.