I withdrew my positions from tastyworks about 2 months ago to move my money to Interactive brokers, but never got around to spend my capital. Mainly due to me being nervous about the recent rally (which is stupid, ik). Today I have about 8k in apple and some other stocks but I'm at a point where I don't care to spend hours picking my own stocks - at this point I rather want to focus on income generation and leave my passive income to be ... passive. I've therefore decided to just chuck my money into ETFs and VWCE seems like a very solid choice.

My concern, which again I know is stupid, is that this asset is at it's all time high price with a 20% YTD increase. This makes me very uncomfortable so I've been thinking about maybe setting up recurring purchases of maybe 1k per week or something until I've spent the rest of my equity which should take about 9 months. My question is; am I overthinking this and leaving money on the table or is my concern valid? I might also want to purchase a rental property in the coming years as I feel a morgade is about the safest leveraged asset you can buy, so I might want to partially liquidate as long as losses are <10%.

Any advice would be appreciated, thank you