Hello,

I've investing around 750€ each month in "long-term" ETFs, and I wonder if you can give some opinions on my strategy.

​

- 35% MSCI World / EUNL/IWDA / developed market,, mid cap large cap, 67% US 25% tech

- 20% S&P500 / VUAA / US Only, developed market (I understand that there is some overlap with the MSCI World, but it's focused on large caps)

- 15% MSCI Europe / IMAE / Developed markets - I considered MEUD/LYP6 STOXX 600 to lower TER, but then I'll overlap emerging markets

- 10% MSCI Emerging Markets / EMIM, small-cap mid cap large cap

- 10% XETRA GOLD

​

I also have some funds in gold through 4GLD (XETRA Gold), but I'm still figuring out which percentage would make sense.

What do you think about this?

Should I switch everything for one single FTSE All World ETF? (VWCE)