We go to wdw just about every year and are considering the leap to dvc membership. Looking to purchase a AKL resale as this is one of our favorite resorts. Hoping someone can help with some finance math to help convincing.

Looks like we can purchase 75 points for ~$11400 with a remainder of 36 years on the contract. Current dues are $8.07. To me this seems like an absolute value. Even if never used it, we could resell the points to one of those sites for $15.50/pt. 15.50-8.07=7.43/pt/year or 7.43 * 75 * 36=$20060.

Does that seem accurate or is there something else I am not considering? Feeling like the only argument would be opportunity cost, but I feel like that would be offset by the gains from actually using the points.