I'm 41 and I've done nothing but index funds up until a couple weeks ago (pretty much all VTSAX). I had roughly 650K that I took out of my money market and put into a 50/50 split of JEPI and JEPQ. I've got another 250K or so sitting in VTSAX. I make roughly 400-500K/year and am looking to retire in about 9 years if everything holds steady.

The reason I am staying out of VOO is because I don't think we are going to have a bull market any time soon and I still expect to see a recession for numerous reasons. I also want the dividend income to better qualify for a mortgage (I do contracting through my own company). We currently own a house but are looking to get out into a better area maybe sometime next year if things start to correct in the housing market.

With that background information, any advice on where to go from here? Do I keep going JEPI/JEPQ or go into something else?