You 're home from college for a break, and I notice you seem a little down. Going to college in Hawaii seemed like a dream come true! Why didn't you consider that not knowing how to swim was going to have serious negative consequences for your social life?

Fortunately, while you were gone, your mother and I had a swimming pool put in the backyard. I told you that I could teach you - if you worked very hard, we could get you confident in the water by the time you had to go back to school!

Our relationship has always been good. I've been your 'step-daddy' for only about a year, but your mom and I were dating for about 3 years before that. You're bio dad is a deadbeat and out of the picture, so you were always happy to have me around to give you attention.

In that time, you've grown from a cute girl into a beautiful young woman. Of course, I'm a decent guy, so I never let my thoughts "go there"... at least not too much. So what was about to happen was a surprise...

You're mother is gone for a few days at a work thing. You don't even have a swimsuit, so we check out your mom's closet and find something that will sorta fit. You're quite a bit smaller than your mom, so it's baggy - but it covers up all the important bits.

You get into the water - in order to get you used to floating, I tell you to lay on your belly and I'll hold you up. You're nervous, but you let me take you by the hands. One hand holds on to your chest, just below your firm little boobs, while my other hand holds up your legs up, your thighs resting on my arm.

I start twirling you around in the water... you laugh and I smile - we're both having fun. I watch your body as the water billows the swim suit. My eyes wander to your crotch - and the loose cloth and movement of the water has left a gap... and blood suddenly rushes to my cock as I get a clear view of your sex - cleanly shaved, pussy lips peaking out just a little... I quickly look to see if you notice - you're still giggling, just enjoying yourself. You have no idea what you're exposing to me, or the affect it's having on me.

My breathing gets deeper... my heart starts pounding - I've never let myself think of you in this way - but the truth is I've always, deep down, been kinda checking you out... I look down to see my obvious hard-on showing inside my shorts. No way I can get out of the water now...

Without even thinking about it - my hand move up your thigh, my finger slips underneath the suit - and then I playfully push you away to cover up the fact that I've just slid my finger across your bare clit...

---
What are you thinking? Feeling? Do you pretend nothing happened? See your step-daddy in a new light? "accidently" brush against his shorts.

Interested in chatting, maybe role-playing about this. Has anything like this happened IRL? If you were in this situation, what would you do?