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I understand a lot of people don’t understand Chime Credit, I’ve worked in Banking and it baffled me until I watched a few YouTube videos on it. I started by putting $5.00 in first, it has increased to just $50 two weeks and I just use it for things I would already buy like gas of lunch. I set up that it automatically pays to avoid late payments and my credit score jumped 40 points in months (there were other things happening with my credit) but the benefits of it not being a pull on your credit, it doesn’t count credit utilization but it DOES count on time payments. It’s really a no brainer once you figure out how it works.
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- 6 months ago
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