I just got a job offer at a good tech corporation but the base salary is $30k lower than my current tech corporation job. Current job pays all cash. New offer is a combo of base, stock, and bonuses. What do you all think of taking a cash pay cut for potential wealth built by stock comp in say, 3-4 years?

You might hear “always take the cash deal”. I have no doubt the market will rebound some day but it just seems risky to take a pay cut in guaranteed cash now in hopes that my initial vested grant 6 months from now will be profitable. I would probably have to sell immediately regardless to cover my new cash flow gap by taking a $30k cash pay cut.

My current company just had some layoffs but I still feel pretty safe and enjoy the people I work with.

I know there are a lot of other variables to consider here, but curious what some of your initial gut thoughts are on situations like this.