Me and my wife are looking in to getting a 2020 Ram 2500 for around 55k. She wants to lease it because it's the easy way and you get to trade it in after a while. Plus everything is covered under the dealership during the lease terms.

Me on the other hand I want to buy it and just pay it off through the bank. I want to buy it because it will be mine and I will keep it till it blows up or I die.

Payments for buying it would be like $600 or so. And leasing it would be like $400 or so.

I have like built it to like the bare minimum of what I want and pretty much made it so its not way over the top. I have always wanted a truck again and don't know anything on leasing a vehicle.

Any information would help. Thank you.