I very lightly brushed a car while parking at Costco. So light that when I got out of the car to see if there was any damage I couldn’t see any. My car didn’t have any marks either. The owner of the other vehicle came, I accepted fault. The other party wanted 500$ for “damages”. I thought that was ridiculous since the damage is not even a scratch on the rubber portion above the tires. I said I’ll pay 200$ cash and am happy to refer him to a place that would fix it for that amount. He was adamant about wanting $500 since that’s what his deductible is. I thought it wasn’t fair. I work from home and probably drive 10 miles a month and so did not maintain car insurance. I stay in California and it’s expensive here. I know I’m supposed to have car insurance. I’m wrong for not having it. I had a copy of the insurance from two months ago which shows the policy runs through next year but I cancelled it recently and so at the time of the accident I didn’t have insurance. I shared the policy that I had cancelled with the other party. I also shared my driver license. When I asked them for their license they refused to share it and didn’t share their insurance info either. Both parties left the scene without getting cops involved so there’s no police report. The guy filed a claim on the spot with his insurance and didn’t want cash when I offered. Now it’s been four days since the incident and I haven’t received any call from any insurance company about the incident. The other party had my contact number and license and still have not contacted me. Their insurance must’ve reached out to mine and realized I don’t have the insurance since I cancelled the policy.

What should I expect to happen next ? Does the event hold any weight if there’s no police report? What can I do from my end besides maintain insurance going forward ? Will the other party sue me? Sharing a pic of his car. There’s some white scratch on the rubber portion right above the tire but that’s it. There’s no damage to the actual car metal or body. My car has no scratches at all. Should I expect to get sued by this guy? I noticed yesterday he saw my LinkedIn profile and he’s a corporate attorney. Does that complicate the situation ? What should I expect to happen ?