I am self employed, I owe the CRA over 60,000 from personal taxes and GST from 2020 and 2021.

I was late filing my taxes and didn't know how much I would owe, until my seperation from my common law spouse in 2022 and I filed my taxes as part of the mediation process.

The lawyer said 100% she is accountable for half of the debt because she benefited from me not paying the tax. We used a joint bank account and my $$ went to household expenses, including house renovations.

Now she's telling me that she's spoken to a ""senior lawyer"" who says she's not responsible for the debt. I know she probably didn't tell the lawyer all the details about the joint account and house renovations.

I suffered an injury in 2022 and now have ongoing chronic pain issues, I made very little for all of 2023. She moved back in during 2023 and the house is still in both of our names, but recently moved out again.

I still haven't filed for 2022 and 2023. But since I've been living in the house which is jointly in both of our names, I see the CRA debt from those years can also be pinned partially on her?

One option I'm considering, because there is no way I can pay the debt off. Is file for bankruptcy.

Can the CRA go after her if I file bankruptcy? Can they come after me in the future for the same debt?

Selling the house won't cover the debt, there is not enough equity.

Just trying to figure out what to do. Want this over with. Also don't want to put her in a position where they go after her, she has no assets, the house is our only asset.