Hey guys,

I'm 17, turning 18 soon and I'm looking into different 'mutuelles' to find one that works for me so I can sign up soon-ish. Wanted opinions and experiences with certain 'mutuelles' in Brussels. Were they good? Were they bad? In what way? Is the paying for that specific one worth the amounts they give back? Can they be really difficult to work with? That kind of stuff.

Also, I have a chronic disorder and go to the doctor or specialists semi-regularly a psychologist regularly. I'm also non-binary and planning on getting top surgery and testosterone if I can. So for example, if you have any good or bad experiences with 'mutuelles' especially regarding how they deal with medical issues, I'd really appreciate it. I don't fully understand how it all works and my mother doesn't have a mutuelle (works at the European Commission, so they pay things back for her instead of a mutuelle) meaning she can't help much in terms of information.

Thanks in advance, I really appreciate any information or help I can get.